Billing

Our office strives to create a stress free financial environment for our patients.  We are especially sensitive to the financial impact of dental care to multiple family members.  For extensive treatment, payment arrangements can be
made   A one year, no interest dental health plan loan can be taken through
Care Credit. For your convenience, VISA, Discover, MasterCard and American Express are accepted. 

A 5% discount is given on pre-payments of dental treatment of $500. Clergy and senior citizens receive an additional 5% discount on all treatment. 

Dr. Rosenbaum advertises in the Boulder City Shopper, the Boulder City News, the Boulder City Chamber of Commerce Visitor's Guide and the Boulder City Magazine.  Watch for weekly coupons to use towards your dental or hygiene treatment.  Remember to bring the coupon into your appointment.

Insurance

We believe strongly that our patients deserve the highest quality of dental care and that patients are free to choose their own dentist.  Therefore, "profit oriented" dental insurance companies do not dictate our patient treatment
plans, or our fees.  It is for these reasons that our office does not participate in any insurance plan as a provider.

As a courtesy to our patients, assistance in billing your primary insurance company can be arranged.  Our treatment coordinator works with you to maximize insurance benefits available under your policy.

Insurance Facts...

• You may receive a letter from your insurance company stating that dental fees are higher than usual and customary.  There is no regulation as to |
  how insurance companies determine reimbursement levels resulting in
  wide fluctuation.  In addition, Insurance companies are not required to disclose how they determine these levels.  The language used in this

• process may be inconsistent among carriers and difficult to understand.
   

• Dental insurance is meant to be an aid, not a pay-all.
   

• Many plans tell their insured that they will be covered "up to 80% or 100%, but do not clearly specify their plan fee schedule allowance, annual maximum, or limitations.  We have found that most plans cover about 35% to 65% of major services.
   

• It has been the experience of many private practice dentists that most insurance companies tell their insured that "fees are above the usual and customary fees" rather than saying "our benefits are too low."
   

• Insurance carriers do not cover many routine dental services.
   

• Under a UCR (Usual, Customary and Reasonable) plan, patients are usually allowed to see the dentist of their choice.  These plans pay an established percentage of the dentist's fee or pay the plan sponsor's "customary" or "reasonable" fee limit, whichever is less.  Although these limits are called "customary," they may or may not reflect the fees that area dentists
  charge.
   

• There is no regulation as to how insurance companies determine reimbursement levels, resulting in wide fluctuation.  The language used in this process may be inconsistent among carriers and difficult to understand.
   

• Your plan purchaser makes the final decision on "maximum levels" of reimbursement through the contract with the insurance company.  Even though the cost of dental care has increased over the years, the maximum levels of insurance reimbursements have remained the same since the late 1960's.
   

• Your dental plan may not cover certain procedures, or preventative treatments such as sealants that can save you money later.  This does not mean these treatments are unnecessary.

(Information from American Dental Association - "Why Doesn't My Insurance Pay For This?")